Plain-English insurance guides from an independent Birmingham agency. We write about what we see on real accounts, starting with craft breweries.
Craft breweries
A brewery is three businesses under one roof: a manufacturer, a bar and a distributor. Each one carries its own risks, and a policy built for only one of them leaves gaps in the others. Here is the checklist we walk brewery owners through.
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If your brewery pours beer on site, you face some of the same liability a bar does when someone you served is involved in an accident. Here is how liquor liability works in Alabama and what to look for on your policy.
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The claims that hurt breweries most are often not fires. They are a failed chiller, a power outage in the middle of fermentation, or a packaging error that sends a bad batch to store shelves.
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